What is a Remortgage?
Remortgaging is the process of switching your current mortgage to a new mortgage deal. This could be with your existing lender or a different lender. You don’t have to move home as the new mortgage is secured against the property you already own. A remortgage, like any mortgage, is a long-term commitment so you should […]
What is Power of Attorney
Lacking the ability to make decisions and losing your independence are difficult enough to contemplate either for yourself, close family or friends. What if someone else will be managing your affairs when you die which is not in your best interests? Learn how a Power of Attorney can protect your family and yourself before it’s […]
Wills and Probate (What you need to know?)
Having the foresight to prepare your will and probate (if relevant) will protect your family and yourself from any heartache in the future. It will ensure you have peace of mind now that your affairs will be dealt according to your wishes and in your best interests by those who you trust. Once you have […]
House Completion (the Final Stage in Buying a House!)
Buying a house can take anywhere from 4 weeks up to 4 months depending on any unexpected discrepancies which may arise during the conveyancing process, as well as issues which may crop up from additional buyers and sellers, if there is a lengthy chain. Though for cash buyers and where there is a short chain, […]
Beware Chancel Repair Liability When Buying a House?
If you are buying a property (flat or house, old or new-build) that is in the boundaries of an Anglican Parish Medieval Church and the Church was built prior to 1536 then you may be subject to Chancel Repair Liability. This means that the Church could enforce the homeowner to pay for the full amount […]